Credit-to-Keys Pricing

Build stronger credit. Become mortgage-ready. Own with confidence.

Whether you're rebuilding after a setback or simply preparing your credit profile for a future mortgage, every program starts with a clear picture of where you stand today and a realistic plan to move forward. Choose the package that fits where you are.

We'll meet with you first to confirm the right fit before you commit to a package.

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Canada Pricing (CAD)

Credit Clarity Sessions

$49 CAD For someone unsure why their score is low. (30 minutes)

$149 CAD Full 60-minute review and personalized action plan (60 minutes)

A one-on-one review of your Equifax Canada and TransUnion Canada reports, your debt picture, and your homeownership goal. You'll leave knowing exactly what's helping your score, what may be hurting it, and which debts need attention first.

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90-Day Credit Reset

$597 CAD For someone ready to make changes.

A personalized 90-day action plan covering revolving utilization, payment automation, debt-paydown order, and correction of any reporting errors, built around Canadian credit rules and bureau dispute processes.

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Mortgage-Ready Blueprint

$1197 CAD For future buyers within 6–24 months.

Your credit plan, expanded into a full mortgage-readiness roadmap: target credit-score range, debt-service position, down-payment savings targets, income-documentation prep, and a timeline for pre-qualification — plus a connection to a licensed Canadian mortgage broker, notary, or specialist when needed.

 

Fresh Start to Homeownership

$597 CAD For consumer-proposal or post-bankruptcy clients.

A full rebuild roadmap for life after a consumer proposal or bankruptcy: a post-discharge financial reset plan, credit-monitoring checklist, professional-referral plan (including a Licensed Insolvency Trustee where appropriate), and a realistic ownership timeline.

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United States Pricing (USD)

Credit Clarity Session

$39 USD For someone unsure why their score is low. (30 minutes)

$119 USD Full 60-minute review and personalized action plan (60 minutes)

A one-on-one review of your Equifax, Experian, and TransUnion reports, your debt picture, and your homeownership goal. You'll leave knowing exactly what's helping your score, what may be hurting it, and which debts need attention first.

 

90-Day Credit Reset

$447 USD For someone ready to make changes.

A personalized 90-day action plan covering revolving utilization, payment automation, debt-paydown order, and correction of any reporting errors, built around U.S. credit-reporting rules and dispute processes.

 

Mortgage-Ready Blueprint

$897 USD For future buyers within 6–24 months.

Your credit plan, expanded into a full mortgage-readiness roadmap: target credit-score range, debt-to-income position, down-payment savings targets, income-documentation prep, and a timeline for pre-qualification — plus a connection to a properly licensed U.S. mortgage lender or broker.

 

Fresh Start to Homeownership

$447 USD For clients rebuilding after bankruptcy.

A full rebuild roadmap for life after bankruptcy: a post-discharge financial reset plan, credit-monitoring checklist, professional-referral plan, and a realistic ownership timeline built on stability — on-time payments, controlled utilization, clean reporting, documented income, and savings.

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Advisory Notes

(Recommended to keep at the bottom of the pricing page, matching your existing compliance language)

• Bridge Hennessey provides financial education, coaching, organization, and mortgage-readiness planning — not legal advice, insolvency advice, credit-bureau decisions, or a mortgage approval.

• No promised score increase, deletion of accurate negative information, loan approval, interest rate, or timeframe.

• For debt settlement, consumer proposals, or bankruptcy decisions, clients are referred to a Licensed Insolvency Trustee.

• For an actual mortgage application or product recommendation, clients are referred to a properly licensed mortgage professional.

 

Not sure which package fits?

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